乌鸦传媒

The gift of education is one of the greatest gifts we can give to our children or grandchildren. This gift, however, may come with a hefty price tag.

Kevin Greenard outlines a step-by-step process for withdrawing from a Registered Education Savings Plan.

乌鸦传媒 Pension Plan contributions made while a couple was married or in a common-law union can be equally divided during or after a divorce or separation.

One of the most common questions we receive is when should I begin collecting my 乌鸦传媒 Pension Plan? The answer is: It depends.

The variability of investment returns can have a material impact in the early years of investing. Over time, the variability of returns is smoothed out.

Two common characteristics we see with our clients that have accumulated wealth is the ability to both assume risk, and the ability to stay the course during periods of volatility.

These days clients may have had several careers or jobs before they retire. With each job they previously left, they may have had a group retirement plan or locked-in plans that are essentially equivalent to pension type investment accounts.

Discussions with our clients revolve around minimizing the amount of tax they pay over their lifetime. To start the process with clients, we let them know what their estate tax bill will be if they do nothing.

They say two things in life are certain: death and taxes. The goal for our clients is to help them minimize the taxes they pay over their lifetime. We map out a plan with our clients to help achieve this.